Who wouldn’t like to see where their finances stand in the grand scheme of things? “Am I on track” is the most frequent question I have handled as a financial professional. While there isn’t a direct answer to that question, these ratios are a great starting point. If any of your ratios are outside of the acceptable levels, your analysis will include some ideas of the next steps to bring those ratios closer to the recommendations.

If you have a basic question regarding your finances, but you aren’t prepared to call a planner to help you with it, you can use this tool to get some basic ideas to make your decision. I would recommend that once you get to a point where a basic calculator will no longer give you the full insight that you need, you should reach out to a financial planner to help. My team and I are available to help by determining where you are and trying to go with your financial life to answer your specific, individual questions and help you build a plan to move toward those goals.